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As a college athlete Braxton Miller Jersey , it is important that you consider insurance. While you may never have given insurance a second thought during high school, when you get to college, it becomes important, especially if you play sports. The risks of college sports are much greater than in high school simply due to the level and intensity of play. In addition, there is much more to lose now than in high school Nick Martin Jersey , especially if you are going to college on a sports’ scholarship. This is why insurance for college athletes is so important.
Special Considerations
As you will see, almost everyone is focused on insurance, from coaches to athlete trainer insurance, everyone wants this extra protection. As an athlete, your body is money. While you aren’t actually earning an income from playing college sports Will Fuller V Texans Jersey , you are earning because you likely are playing on a scholarship which is allowing you to go to college for free or reduced prices. Imagine what would happen if you no longer had that money. This is where insurance comes in. It helps to fill a gap and ensure that you won’t lose everything should an injury take you out of the game.
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One option for insurance for college athletes that you may consider is loss-of-value insurance. This is good if you are likely to be drafted into professional play. If you have great potential but are injured, you could be dropped and lose your chances at turning pro. With this type of insurance, you are protected against the loss of those future earnings.
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Playing college sports is tough. Everyone plays harder and stronger, so injuries can often be catastrophic. If you suffer a permanent injury that prevents you from every playing your sport again, you might want to consider permanent disability insurance. Such insurance coverage will help you out if you sustain an injury that stops you from playing your sport ever again. Thinking about such a situation is not really something any athlete wants to do, but it is important because it is a reality. Injuries can happen to anyone and you never know what could happen.
Permanent disability insurance for college athletes varies in its details, but in general D'Onta Foreman Texans Jersey , it will offer you payments to compensate for what you lose by not being able to play your sport anymore. However, injuries covered may be limited and situations in which the injury occurred may come into play.
It is important that as a student athlete, you think about your future and what could potential happen to you. Having proper insurance can save you a lot of struggle and heartache. Just be sure you shop around for coverage and make sure that you are getting the best policy to match your needs.
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posted on: 09/15/2017 08:15:38 AM
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